The Biggest CLO Industry Challenges Facing Advertisers
May 6, 2026 — The card-linked offer ecosystem has expanded rapidly over the last several years. However, as more publishers, wallets, financial institutions, and…
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Share this postIn today’s marketplace, the importance of value has taken on new meaning. Customers are looking for more than just discounts—they expect relevant, personalized experiences that feel effortless. This shift is especially clear in Episode 185 of the Commerce Code Podcast, where Chrissy Maitland, General Manager of Rakuten Card Linked Offers (RCLON), shares what businesses need to know in 2025 and beyond.
Customer expectations are rising. Brands that understand what value really means—ease, relevance, and personalization—are winning loyalty. Chrissy Maitland points to card-linked offers as one of the most effective ways to meet those expectations in a seamless, tech-driven way.
Platforms like Rakuten Card Linked Offer Network enable personalized, performance-based marketing by linking rewards to customers’ existing payment cards. The result? Brands deliver value directly at checkout—without friction.
With ongoing economic uncertainty, adaptability matters. CLOs offer brands the flexibility to tailor incentives based on customer behavior, market conditions, or campaign performance—without overspending.
CLOs empower merchants to tap into banking audiences and reward cardholders in ways that feel native and timely. It’s a strategic way to reinforce trust and loyalty while driving measurable results for both parties.
In 2025, value is about more than cost—it’s about delivering meaningful experiences that meet people where they are. Platforms like RCLON help brands and financial institutions do just that, while staying efficient and performance-driven.
🎧 Listen to the full episode here
🔗 Or visit the Commerce Code Podcast for more insights.